Effective Date: October 18, 2025

KJ Financial Group

At KJ Financial Group ("we," "us," or "our"), your privacy is our priority. This Privacy Policy outlines how we collect, use, protect, and disclose your personal information when you interact with us through our website, client portal, and services.

1. Information We Collect

We collect the following types of personal information:

Personal Identifiers: Name, date of birth, Social Security number, address, phone number, email.

Tax and Financial Data: Income, deductions, bank account details, employment records, tax documents.

Technical Data: IP address, browser type, device info, pages visited.

Communications: Records of messages, emails, and phone interactions.

2. How We Use Your Information

We use your information to:

Prepare and file tax returns and financial documents

Communicate with you regarding services or updates

Comply with IRS and legal requirements

Offer refund advance options and financial products

Improve our services, website, and client experience

3. Sharing of Information

We may share your information with:

The IRS and tax authorities when required for filing or compliance

Third-party service providers, such as banks or refund advance processors (e.g., First Century Bank, Green Dot)

CRM, email, and software partners to manage operations and communications

Regulatory or legal entities as required by law, subpoena, or investigation

We do not sell your personal information to third parties.

4. Data Security

We follow industry best practices and IRS guidelines to safeguard your information, including:

Encrypted client portals and file transfers

Role-based access controls

Routine system audits and secure storage

5. Your Rights and Choices

You have the right to:

Access, correct, or request deletion of your personal data

Withdraw consent to marketing communications

Request a copy of the data we hold about you

To exercise these rights, contact us at [email protected]

6. Data Retention

We retain your information for as long as necessary to:

Fulfill our service obligations

Meet IRS retention standards (usually up to 7 years)

Comply with applicable legal, tax, or regulatory requirements

7. Cookies and Tracking

We may use cookies and similar technologies to enhance your experience on our website. You may disable cookies in your browser settings, but some features may be limited.

8. Children’s Privacy

Our services are not intended for children under 13. We do not knowingly collect data from children.

9. Changes to This Policy

We reserve the right to update this Privacy Policy at any time. Changes will be posted with a new effective date. Continued use of our services indicates your acceptance of the updated policy.

10. Contact Us

If you have questions about this Privacy Policy or our data practices, contact:

KJ Financial Group
📧 [email protected]
📞 844-978-3408
🏢 Henrico, Virginia