Effective Date: October 18, 2025

Welcome to KJ Financial Group ("Company," "we," "our," or "us"). These Terms of Use ("Terms") govern your access to and use of our website, services, content, and tools (collectively, the “Services”). By accessing or using our Services, you agree to be bound by these Terms.

Please read them carefully. If you do not agree, do not use our Services.

1. Use of Services

You agree to use our Services only for lawful purposes and in accordance with these Terms. You must be at least 18 years old or the legal age of majority in your jurisdiction to use our Services.

2. Not Financial or Legal Advice

All content provided by KJ Financial Group is for informational purposes only. It does not constitute legal, financial, or tax advice. You should consult with a qualified advisor before making any decisions based on our content.

3. Client Responsibilities

You agree to provide accurate, complete, and current information as required for any services, forms, or communications. You are responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your account.

4. Privacy Policy

Your use of our Services is also governed by our Privacy Policy, which explains how we collect, use, and protect your information. By using our Services, you consent to our data practices as outlined in the policy.

5. Intellectual Property

All content, branding, and software associated with KJ Financial Group are owned by or licensed to us and are protected by copyright, trademark, and other intellectual property laws. You may not use, reproduce, or distribute any content without our express written permission.

6. Refunds and Cancellations

All payments for tax services, financial consultations, or other offerings are final unless otherwise stated in a separate service agreement. Refunds are issued only at the discretion of KJ Financial Group.

7. Third-Party Links

Our Services may contain links to third-party websites. We are not responsible for the content, accuracy, or privacy practices of those websites. Use them at your own risk.

8. Disclaimer of Warranties

Our Services are provided “as is” and “as available.” We make no warranties, express or implied, regarding the reliability, accuracy, or availability of our Services.

9. Limitation of Liability

To the fullest extent permitted by law, KJ Financial Group shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our Services.

10. Indemnification

You agree to indemnify and hold harmless KJ Financial Group and its employees, affiliates, and partners from any claims, damages, losses, or liabilities arising from your breach of these Terms or use of the Services.

11. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting. Your continued use of our Services constitutes acceptance of the revised Terms.

12. Contact Us

For questions about these Terms, contact us at:
📧 [email protected]
📞 844-978-3408
🏢 Henrico, Virginia